Friday, October 28, 2011

AlertPay VISA and MC processing unavailable?

We are currently accepting applications from merchants who are not able to processing VISA and MC transactions through AlertPay right now and are looking for new or additional processing.

We will do our best to get you up and running as quick as possible, however we will not accept all merchants, only those that have good statements and are running a good business. If you think you qualify please do not hesitate to contact me and provide as much details as possible.

As for my thoughts on AlertPay - I am sure they will be back soon enough. They have been around for quite some time, definitely not a startup and they know this business well. The AlertPay team has stayed in front of this issue and I think are doing a good job handling it.


Monday, October 17, 2011

Domestic merchant account terminated? Time to go offshore!

Lately I have been hearing from alot of my online marketing clients that their domestic merchant account have either been terminated or they have been warned that it will happen soon. This is not at all surprising, in my opinion if you have a "continuity" or "free trial" or most recurring billing type of offers, then you really need to consider going offshore. Domestic banks do not want this business anymore, they are all getting out of it, either because of concerns from the FTC, high chargebacks, reputational risk or a combination of the above.

Even if you are running a very clean ship, have impeccable customer services - you are still in jeopoardy. The fact of the matter is, offshore is where you need to be and I can help you get there.

The problem is that alot of people are unfamiliar with offshore, and it might be scary but I think its even scarier to think about what will happen if you are giving notice that you are going to be be shut down and now you need to scramble. We work with stable banks who have been in this business for a long time and understand it. We make the process easy for you, and you will get paid.

The biggest complaints I get about offshore are below with my responses.

1 - Higher Decline Ratios. Yes it might be higher, but its really only SLIGHTLY higher. There isn't a huge difference and the peace of mind that comes along with knowing you can keep processing definitely makes up for it.

2 - Higher Cost - When you actually look at your effective rate you will see that what you are paying is not that much higher then the blended rate you would get offshore.

3. Longer settlement timing - Yes, its true that it might take longer to get paid, however it is negotiable and once you get some history, you can always request to be paid faster.

The large online marketers have started moving alot of their business offshore, if not all. If this is something you would like to learn more about, please contact me. I can help you out.

Be proactive, get a solution in please before you have to scramble.

If you have already been terminated, I will be happy to help.



Wednesday, October 5, 2011

Merchant Accounts for Credit Repair, Loan Modification, and Debt Consolidation.

If you need a merchant account, either as your primary or as a backup,  for your credit repair, load modification or debt consolidation business, I have a great solution for you. Unfortunately there are a lot of fraudulent companies that have cast this very legitimate business in a bad light. They disappear with their customer’s money, and because of that most bank do not want to touch this type of business.  With all that being said, there are a lot of businesses operating in this space who are legitimate and look to provide value to their customers. If this is you and you need a merchant account, then contact me today and I can get you setup.

We work with a bank who will take this business, and we know that most likely it’s going to be a high volume account, with a high average ticket, but that is fine.

Some of the things we can offer:
Low Rates (relative to the business)
No Volume Cap or restrictions
International Merchant acceptance
Accept and Settle in multiple currencies
Virtual Terminal

If you are interested, contact me today and let’s get the process started.


Monday, October 3, 2011

Need a Merchant Account but on TMF or MATCH list? I can help.

I have been looking at what search terms are bringing people to my blog and I am getting substantial traffic from people who are looking to get off MATCH or who were placed on MATCH and need a merchant account because of a previous blog post I wrote.  If you are reading this post, and you are in this situation then contact me.

Its a very frustrating situation to be in especially since alot of the time you didn't intend anything malicious but something happened and you were placed on this. I understand that.

I can help you deal with this issue and hopefully get you a merchant account. I have strategies that work very well and solutions you may want to look into. So, if you got to my blog and are having TMF or MATCH issues - let me help.  As much as I do love writing about payment processing, I am in the business of working with medium to high risk merchants and getting them set-up with merchant accounts, so as much as I do want to be informative, I also want your business!